Terms of Service / Privacy Policy
Terms of Service
Effective Date: May 5, 2026
Welcome to Big Cat Financial (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, forms, messaging programs, or communication systems hosted through HighLevel (“Platform”), you agree to the following Terms of Service (“Terms”).
Please read these Terms carefully before using our services.
1. Acceptance of Terms
By accessing this website, submitting your information, scheduling appointments, opting into SMS communications, or using our services, you agree to be legally bound by these Terms and all applicable laws and regulations.
If you do not agree with these Terms, please do not use this website or our services.
2. Services Provided
Big Cat Financial provides insurance-related marketing, education, consultation, lead generation, and financial service communications, including but not limited to:
Life insurance consultations
Appointment scheduling
Customer support
Marketing and promotional communications
Automated reminders and follow-ups
SMS and email notifications
Services may change or be updated without notice.
3. SMS Messaging & A2P 10DLC Compliance
By submitting your phone number through our website, forms, landing pages, calendars, or other communication channels, you expressly consent to receive text messages from Big Cat Financial.
These messages may include:
Appointment confirmations
Appointment reminders
Customer support responses
Account notifications
Marketing and promotional messages
Follow-up communications
Message Frequency
Message frequency may vary depending on user interaction and services requested.
Message & Data Rates
Message and data rates may apply depending on your mobile carrier and plan.
Opt-Out Instructions
You may opt out of SMS communications at any time by replying:
STOP
After opting out, you will receive a confirmation message and no further SMS messages will be sent unless you opt back in.
Help Instructions
Reply:
HELP
for customer assistance or contact us directly at:
Email: [email protected]
Phone: (Your Business Phone Number)
Consent Requirements
Your consent to receive text messages is not a condition of purchasing any goods or services.
We comply with all applicable messaging regulations including:
TCPA
CTIA Guidelines
A2P 10DLC Requirements
Carrier Messaging Policies
We do not sell or share SMS opt-in data with third parties for marketing purposes.
4. User Responsibilities
By using our services, you agree that you will:
Provide accurate and truthful information
Use the website lawfully
Not misuse or attempt to disrupt the Platform
Not engage in fraudulent activity
Not impersonate another individual or entity
We reserve the right to terminate access for violations of these Terms.
5. Privacy Policy
Your use of our services is also governed by our Privacy Policy. By using our website and services, you consent to our collection and use of information as outlined in that policy.
Information collected may include:
Name
Phone number
Email address
IP address
Form submissions
Communication history
We implement reasonable security measures to protect your information.
6. Intellectual Property
All website content including text, graphics, logos, branding, videos, designs, and materials are the property of Big Cat Financial unless otherwise stated.
You may not copy, reproduce, distribute, or exploit any content without written permission.
7. Disclaimer
All information provided through our website or communications is for informational purposes only and should not be considered legal, tax, or financial advice.
Insurance product availability and eligibility may vary by state, carrier, and individual qualifications.
We make no guarantees regarding financial outcomes or insurance approvals.
8. Limitation of Liability
To the fullest extent permitted by law, Big Cat Financial shall not be liable for any indirect, incidental, consequential, or special damages arising from:
Use of our website
Delayed or failed communications
Carrier delivery issues
Platform interruptions
Third-party services
Your use of our services is at your own risk.
9. Third-Party Services
Our website and systems may integrate with third-party providers including:
CRM platforms
Payment processors
Calendar systems
Communication providers
Insurance carriers
We are not responsible for third-party service interruptions or policies.
10. Modifications to Terms
We reserve the right to update or modify these Terms at any time without prior notice.
Updated versions will be posted on this page with a revised effective date.
Continued use of our services after updates constitutes acceptance of the revised Terms.
11. Governing Law
These Terms shall be governed and interpreted under the laws of the State of Georgia, without regard to conflict of law principles.
12. Contact Information
If you have questions regarding these Terms, contact us at:
Big Cat Financial
Email: [email protected]
Phone: (404) 915-8952
Website: www.bigcatfinancial.com
13. Mobile Messaging Program Disclosure
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
By opting into our messaging program, you acknowledge and agree to receive recurring automated marketing and informational text messages from Big Cat Financial.
Consent is not a condition of purchase.
Reply STOP to unsubscribe. Reply HELP for assistance.