Privacy Policy

Effective Date: June 29th, 2026

Welcome to THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC, DBA as Big Cat Financial.

By accessing or using our website, services, forms, scheduling pages, messaging programs, or communication systems hosted through HighLevel or any other platform we use, you agree to the following Terms of Service (“Terms”).

Please read these Terms carefully before using our website or services.

1. Acceptance of Terms

By accessing this website, submitting your information, scheduling an appointment, requesting information, opting into SMS communications, or using our services, you agree to be legally bound by these Terms and all applicable laws and regulations.

If you do not agree with these Terms, please do not use this website, submit your information, or use our services.

2. Services Provided

THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial provides insurance-related information, education, consultation, appointment scheduling, customer support, follow-up communications, and marketing communications related to life insurance and related services.

Our services may include, but are not limited to:

Life insurance consultations

Insurance information requests

Quote preparation and service follow-up

Appointment scheduling and reminders

Customer support communications

Email, phone, and SMS notifications

Marketing and promotional communications, when consent is provided

Services may be changed, updated, limited, or discontinued at any time without prior notice.

3. Information We Collect

When you use our website, forms, scheduling pages, or communication systems, we may collect personal information that you voluntarily provide, including but not limited to:

Name

Phone number

Email address

Date of birth

State of residence

Insurance-related information

Appointment details

Form submissions

Communication history

IP address and website activity information

Any other information you choose to provide

4. How We Use Your Information

THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial uses the information collected to operate our business, respond to inquiries, and provide requested services.

We may use your information to:

Respond to your questions or requests

Schedule, confirm, and remind you about appointments

Provide life insurance information

Prepare quotes or service options

Communicate with you by phone, email, text message, or other communication methods

Provide customer support

Follow up regarding your inquiry or requested services

Send service-related updates

Send marketing or promotional messages, if you have provided consent

Improve our website, forms, systems, and customer experience

Maintain business records and comply with legal obligations

We do not sell your personal information.

5. SMS Messaging and A2P 10DLC Compliance

By submitting your phone number through our website, forms, landing pages, scheduling pages, or other communication channels, and by checking the applicable consent box, you consent to receive text messages from THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial.

Depending on the consent you provide, messages may include:

Appointment confirmations

Appointment reminders

Customer support responses

Follow-up communications

Insurance-related information

Service updates

Marketing or promotional messages

Special offers or service-related promotions

6. Message Frequency

Message frequency may vary depending on your interaction with us, the services you request, and the type of communications you consent to receive.

7. Message and Data Rates

Message and data rates may apply depending on your mobile carrier and phone plan.

8. Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

STOP

After you reply STOP, you may receive a confirmation message. After that, we will no longer send SMS messages to that phone number unless you opt back in.

9. Help Instructions

For help, you may reply:

HELP

You may also contact us directly at:

Email: [email protected]
Phone: (404) 915-8952

10. Consent Is Not a Condition of Purchase

Your consent to receive text messages from THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial is not a condition of purchasing any goods or services.

11. Mobile Information and SMS Consent Data

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

12. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy.

Our Privacy Policy explains what information we collect, how we use it, how we protect it, and how SMS consent information is handled.

Please review our Privacy Policy here:

Privacy Policy: https://bigcatfinancial.com/privacy-policy

13. User Responsibilities

By using our website or services, you agree that you will:

Provide accurate and truthful information

Use the website and services lawfully

Not submit false, misleading, or fraudulent information

Not impersonate another individual or entity

Not attempt to disrupt, damage, or misuse our website, forms, systems, or communication platforms

We reserve the right to limit, suspend, or terminate access to our services if we believe these Terms have been violated.

14. Intellectual Property

All website content, including text, graphics, logos, branding, videos, forms, designs, materials, and other content, is owned by or licensed to THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial unless otherwise stated.

You may not copy, reproduce, distribute, modify, or use our content for commercial purposes without written permission.

15. No Professional Legal, Tax, or Financial Advice

Information provided through our website, forms, messages, calls, emails, or other communications is for general informational purposes only.

Nothing on this website or in our communications should be considered legal, tax, investment, or financial advice.

Insurance product availability, pricing, eligibility, underwriting, and approval may vary by state, insurance carrier, and individual qualifications.

We do not guarantee insurance approval, coverage availability, premium amounts, or financial outcomes.

16. Third-Party Services

Our website and systems may use third-party service providers, including but not limited to:

CRM platforms

Website hosting providers

Calendar and scheduling systems

Communication and SMS providers

Email platforms

Insurance carriers

Technology and support providers

We are not responsible for the actions, availability, errors, policies, or service interruptions of third-party providers.

17. Communication Delivery Disclaimer

We do not guarantee that all calls, emails, text messages, reminders, or other communications will be delivered successfully or on time.

Delivery may be affected by mobile carriers, internet providers, spam filters, incorrect contact information, platform errors, or third-party service issues.

18. Limitation of Liability

To the fullest extent permitted by law, THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of our website, services, forms, communications, or third-party platforms.

Your use of our website and services is at your own risk.

19. Indemnification

You agree to indemnify and hold harmless THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial, its owners, employees, contractors, agents, service providers, and affiliates from any claims, damages, losses, liabilities, costs, or expenses arising from your use of our website or services, your violation of these Terms, or your submission of false or inaccurate information.

20. Modifications to These Terms

We reserve the right to update or modify these Terms at any time.

Updated versions will be posted on this page with a revised effective date.

Your continued use of our website or services after changes are posted means you accept the updated Terms.

21. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Georgia, without regard to conflict of law principles.

22. Contact Information

If you have questions about these Terms, please contact us at:

THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC
DBA as Big Cat Financial
Email: [email protected]
Phone: (404) 915-8952
Website: www.bigcatfinancial.com

23. Mobile Messaging Program Disclosure

By opting into our messaging program, you acknowledge and agree to receive recurring informational and/or marketing text messages from THOMAS CONSULTING MANAGEMENT AND HOLDINGS LLC DBA as Big Cat Financial, depending on the consent you provide.

Consent is not a condition of purchase.

Message frequency may vary.

Message and data rates may apply.

Reply STOP to unsubscribe.

Reply HELP for assistance.